What is OTP SMS Verification?

OTP SMS verification is a security method used by businesses to authenticate users during login, registration, or transactions. OTP stands for One‑Time Password, which is sent to a user’s mobile number and is valid for a short time.

How OTP SMS Verification Works

  1. User enters mobile number or initiates an action
  2. System generates a unique OTP
  3. OTP is sent via SMS gateway
  4. User enters OTP to verify identity

Where OTP SMS is Used

  • Banking & fintech apps
  • E‑commerce login & payments
  • Mobile applications
  • Government services

Benefits of OTP SMS Verification

  • Prevents fraud
  • Improves user trust
  • Easy to implement
  • Works on all mobile phones

OTP SMS verification is essential for businesses handling sensitive user data.